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5 Steps on how to register and request loans from Fuliza by Safaricom

Fuliza is a money lending service by Safaricom. This service, unlike Mshwari, requires no savings account with Mpesa. The money borrowed or requested is sent seconds after it’s approved. Provided it’s within the allowed limit.

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How to use fuliza by Safaricom

Steps on how to register and request loans from Fuliza: Safaricom is the largest telecommunication company in Kenya. Other than offering communication services, Safaricom has partnered with other companies and offers other numerous services.

Other services offered by Safaricom include:

  • Safaricom Mpesa
  • Safaricom Home Fibre
  • Safaricom-Paypal Withdrawals
  • Safaricom Mshwari
  • Safaricom- KCB M-Banking
  • Fuliza by Safaricom
  • Safaricom Paybill
  • Safaricom Till number

Fuliza is a money lending service by Safaricom. This service, unlike Mshwari, requires no savings account with Mpesa. The money borrowed or requested is sent seconds after it’s approved. Provided it’s within the allowed limit.

1. How to Register on Fuliza

Registering with Fuliza is very easy. From your Safaricom line, Just Dial *234# and press the okay or call button.

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Once your request pings back, a number of instructions will be displayed on your screen. Select, 0: Fuliza M-PESA

Safaricom prompts for Fuliza after Dialing *234#

The above is the easiest way to register for Fuliza on your Safaricom line. Once registration is complete, start using your Safaricom line to Fuliza as much as your limit allows.

2. How to check or request for Fuliza limit

Fuliza has rules and guidelines for customers joining their lending program. The starting amount for new customers, in most cases, is Ksh500. This amount varies with users.

Safaricom users who frequently recharge their lines and use Mpesa services from time to time are bound to enjoy higher limits.

To check your Fuliza limit, simply press 1: Check My Limit prompt after successfully registering for Fuliza services. The steps for registering have been outlined in 1. above.

How to check for your fuliza limit
How to Check for your Fuliza Limit

3. How to Fuliza from your Safaricom Line

It’s impossible to Fuliza directly to your Mpesa account. Safaricom has does not allow that yet.

To Fuliza, make sure your Mpesa account is at zero or below the amount you want to Fuliza. Go to Mpesa, send the amount you want to Fuliza to your alternate Safaricom number or your friend’s number.

Once Mpesa confirms you have no enough funds to send, it will automatically send you a message asking you to Fuliza the amount.

4. Why is my Fuliza Limit Zero

In some cases, your Fuliza limit may be zero after registering for Fuliza for the first time. This is usually brought about by a number of scenarios.

For Safaricom to allow your line to be eligible to Fuliza, a number of things are looked into. Lines that have been active for less than 3 months can not be used on Fuliza.

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Lines still owing debts to either Mshwari, Safaricom KCB or other lenders are not eligible to use on Fuliza. Individuals blacklisted by lenders and banks or are in CRB are also not eligible to use the Fuliza services.

To increase your limit, make sure your line is at a good standing with other lenders, transact more with Mpesa and recharge frequently.

5. How to Repay Fuliza Loans

Fuliza loans are repaid by simply depositing money in your Mpesa account. Just like Okoa Jahazi, once the money is deposited in your Mpesa account, Fuliza deducts the loan from the amount.

It is, however, one of the most controversial methods of loan repayment to date. A majority have gone into depression after receiving money only to be slashed by Fuliza.

Steps on how to register and request loans from Fuliza

Steps on how to register and request loans from Fuliza:

The above are the simple steps to follow when registering and using Fuliza services.

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